Inspect the method.
Own your inputs.

A move creates two different questions: what it costs over a stay, and whether the money is available when each payment falls due. ExpatTools keeps those questions separate. A refundable deposit can make an affordable-looking move impossible to fund; a positive monthly surplus can coexist with a shortfall before payday.

The site provides five focused tools and original cases showing how those distinctions change a result. It supplies no destination-price database, personal advice, account opening or transfer service.

Monthly cost

Recurring monthly lines plus annual irregular costs divided by 12. The higher-cost scenario is sensitivity analysis, not a forecast. An annual allowance is not a payment date.

Housing offers

Compare the same stay and currency. Spending includes recurring charges and non-refundable setup. Arrival cash also includes tied-up deposits. A cost crossover excludes refundable deposits.

Moving budget

Savings minus one-off spending and deposits, then minus the reserve you choose. Runway assumes constant expenses and the specified income. It is an aggregate scenario.

Dated cash flow

Opening cash plus signed dated movements. Payments on the same day occur before income for a conservative timing check. The minimum of every event balance reveals the funding gap.

Transfer quotes

Compare net recipient proceeds at the same total sending payment. A reference rate is optional and is not an executable transfer offer. Unknown recipient charges remain unknown.

Each tool publishes its own worked inputs, calculation limits and error handling. A result is conditional on your entries. No tool determines how much risk you should take or which contract or provider suits you.

1. Read the assumptions and the units beside an example.
2. Load the explicit fictional example in the relevant tool, or reopen a linked teaching file.
3. Compare the tool's totals with the article's intermediate steps.
4. Change one assumption at a time. In the dated planner, keep a baseline result to compare the effect.
5. Use actual payment dates, including full annual prepayments, rather than counting a monthly allowance and the same full bill.

Our release checks exercise arithmetic, invalid inputs, same-day event ordering, transfer deduction handling, saved-file validation and cross-tool handoffs. Browser checks cover the visitor workflow and mobile layout. Tests demonstrate the specified behavior; they do not verify your quotes, predict future refunds or establish legal compliance.

The calculations, scenario design, comparisons and reusable records are developed for ExpatTools. The website's code and explanatory content are developed with AI assistance. We check reproducible outputs and use primary sources for external factual statements. There is no claim that a visa, tax, insurance or investment specialist reviewed these worksheets.

Fictional amounts are clearly identified. They are not customer stories, tested provider offers, rental listings or current city averages. External sources support the stated principle or jurisdiction only; linking an authority does not verify every situation worldwide.

Article dates describe substantive revisions. A source-check date applies to the linked material, not every future rule or price. Material changes and corrections are recorded in release notes. We remove unsupported material rather than leave a stale recommendation online.

Tool entries are processed in your browser. Explicit carry buttons use tab-session storage for the next worksheet. Cash-flow baselines exist only in page memory. Editable housing and cash-flow downloads are local files; reopening reads the chosen file locally. No bank connection or website account is required.

Files can contain your labels and amounts. Keep or delete them on your device and inspect them before sharing. The privacy notice explains website hosting, contact forms and optional Google advertising separately.

ExpatTools is published and operated by Nicolas Griss-Trempe, IČO 05834716, registered in the Czech Trade Register (živnostenský rejstřík). Business address: Francouzská 554/15, 120 00 Praha 2, Czechia.

It is an independent website with its own content and income model. Nicolas is the responsible publisher; this identifies the operator and does not imply specialist review of every planning question.

For a broken tool, factual correction or privacy request, email nicolas.proficounseling@gmail.com or use Contact. Include the affected page and a non-sensitive, reproducible example. Do not send identity documents, bank credentials or private account records.

A link clearly marked Affiliate can earn a commission from a qualifying referral. The optional commercial relationship does not change formulas or make a provider the cheapest. You can compare competing offers and use every tool without following an affiliate link. Read the funding disclosure.

Google advertising is subject to approval and visitors' privacy choices. It is kept separate from calculator controls, form pages and legal notices.