The planning toolkit

Five tools.
One cash plan.

Start with the decision you need to make. Each tool shows its assumptions and a worked example. No tool needs an account or a referral click.

Use rent and bill evidence, include annual allowances, and carry your chosen total into the moving budget.

Compare two offers at equal dates and scope. Separate total spending, deposit cash and a bill uncertainty threshold.

Separate one-off costs, deposits and a chosen reserve. Test the effect of a recurring deficit or interrupted income.

Put actual bills and income on dates, inspect the lowest balance, compare an alternative and reopen a saved plan.

Compare two offers at the same total payment. Include known receiving charges and record uncertainty.

Before you start

Use one planning currency. A label does not convert amounts. Record the actual conversion and fees separately when relevant.
Bring evidence. A rental offer, payment schedule, payslip or supplier quote is more useful than an unsourced city average.
Keep uncertain events explicit. A refund is not available cash until its amount and timing can support your plan.
Save deliberately. Downloads stay on your device. A browser reload clears a cash-flow baseline comparison; it is not an online account.

For complete worked examples and reusable records, open the case-study library. For corrections or a result you can reproduce, use Contact.