Terms of use
Free planning tools with explicit assumptions and practical limits.
Using the site
ExpatTools provides general information and arithmetic worksheets free of charge. Check your inputs and the stated formulas before relying on a result. Examples are fictional unless a source and context explicitly identify them otherwise.
The site does not supply personal tax, legal, investment or insurance advice. It does not determine eligibility for a visa, residence permission, financial account or insurance cover.
Sources and changing information
Quoted supplier terms, external guidance and payment conditions may change. Confirm consequential decisions with the responsible authority, provider or appropriately qualified professional. An edit date identifies a page change and is not a worldwide verification guarantee.
We correct substantiated errors, but cannot promise uninterrupted availability or an error-free result. These terms do not exclude rights or liability that applicable law does not permit us to exclude.
Commercial links
Affiliate links may generate a commission from qualifying customers. The supplier sets its terms and handles applications and transactions. You are free to choose another provider; the tools do not require using a commercial link. ExpatTools is not a party to your supplier contract.
Privacy and contact
Read Privacy and choices for data processing. Use Contact for publisher questions, content permissions or corrections. Do not send credentials or sensitive documents. Updated 7 October 2026.