Free relocation cash planning
Plan the cash
behind your move.
Compare housing offers, separate deposits from spending, and check whether your money reaches each bill before payday.
- No account
- No bank connection
- Calculations stay local
Fictional teaching figures. Two monthly budgets fall due before the first pay. The ending balance hides an earlier unpaid bill.
Follow the dates and calculationsOne move, four connected decisions
Work from evidence
to a payment plan.
Use your quotes, bills and confirmed pay dates. The tools supply the arithmetic, explain the assumptions and expose what still needs checking.
Build a realistic month
Add recurring bills and annual allowances. Carry the total into your moving budget.
02 · Compare offersLook past the headline rent
Compare spending, deposits and arrival cash over the same stay. Test uncertain bills.
03 · Fund the moveSeparate spent and tied-up cash
Deduct moving costs and deposits once. See the remaining buffer and an income-stop scenario.
04 · Schedule paymentsCatch the gap before payday
Enter actual payment dates, compare an alternative, and save a reusable calendar locally.
Original case studies
See the decision
inside the numbers.
The lower rent can need more cash
A six-month comparison separates non-refundable cost, a larger deposit and bills that are still unknown.
Cash calendar · Refund timingYour old deposit is not arrival money yet
Follow an overlapping move through payment dates and a delayed refund, then edit the example file.
Transfers · Equal total paymentA smaller fee can deliver less
Compare what leaves your account with what actually reaches the recipient. Keep unknown charges visible.
Funding a cross-border bill?
Compare the money
that arrives.
Enter two actual transfer offers at the same total sending budget. Include known deductions and quote notes. ExpatTools does not supply live exchange rates or execute transfers.
Compare my transfer quotesA method you can inspect
Visible assumptions.
Reproducible results.
- Worked examples show the inputs and each calculation.
- Deposits stay separate from spending.
- Unconfirmed refunds and future income are not invented.
- Your saved plans are files on your device.
What to check separately
These tools model the amounts and dates you enter. They do not establish residence or work permission, tax obligations, insurance suitability or contract rights. Confirm those separately with the relevant authority or a qualified adviser before committing money.